Protect Your Wages From Garnishment in New York City
If a creditor has won a judgment against you in order to force you to pay a debt, they may be able to use a wage garnishment to obtain money from you. These garnishments can take a significant portion of your monthly disposable income, either directly from your paycheck or out of your bank account, and can make your financial problems even more difficult to handle. An experienced lawyer may be able to help you stop wage garnishment or other collection activities.
The Law Offices of Nathan Erlich, P.C., provides legal services to clients around the Five Boroughs of New York City, including Queens, and can help you deal with wage garnishment, frozen bank accounts and other problems related to debt. For more than 20 years, lawyer Nathan Erlich has helped clients throughout the state and the country file for bankruptcy, avoid foreclosure and find other solutions for a fresh financial start.
Learn more information about stopping wage garnishment and other debt collection efforts. Contact us to make an appointment for a free initial consultation.
Bankruptcy Protection From Collection Activities
The only surefire way to stop wage garnishment and other collection activities is to file for Chapter 7 or Chapter 13 bankruptcy, which will put an "automatic" stay into effect. This automatic stay prevents any collection activity from taking place, which includes wage garnishment, and any further collections may subject the creditor to litigation. Bankruptcy may also allow you to recover past wages that were taken by creditors.
In addition to wage garnishment, bankruptcy may be able to stop:
Filing for bankruptcy protection will also be able to discharge your debt, either through liquidation or through a repayment plan, which will eliminate the root of the problem causing the wage garnishment and collection activities in the first place.
Contact the Law Offices of Nathan Erlich, P.C.
If you are worried about a potential wage garnishment, or are already having money taken out of your account or your paycheck each month, contact us at the Law Offices of Nathan Erlich, P.C., and speak with an attorney about your rights and your options. Call toll free at 877-518-7581 and make an appointment for a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.