If a creditor has won a judgment against you due to an unpaid debt, he or she may be able to garnish your wages to get the money. These garnishments can take a significant portion of your monthly disposable income, either directly from your paycheck or out of your bank account, making your financial problems even more difficult to handle.
It is important to know, however, that there are ways to stop wage garnishment. At the law offices of Nathan Erlich, P.C., we help clients in Queens, Brooklyn and throughout New York use bankruptcy and other debt relief strategies to get control of their finances. For more than 20 years, lawyer Nathan Erlich has helped clients throughout the state and the country file for bankruptcy, avoid foreclosure and find other solutions to manage their debts and get a fresh financial start.
Learn more information about stopping wage garnishment and other debt collection efforts. Contact us today to make an appointment for a free initial consultation.
Using the Bankruptcy Process to Protect Your Income
The only surefire way to stop wage garnishment and other collection activities is to file for Chapter 7 or Chapter 13 bankruptcy, which will force collectors to stop taking action against you. Bankruptcy may also allow you to recover past wages that were taken by creditors.
In addition to wage garnishment, bankruptcy will put a stop to harassing phone calls and letters, frozen bank accounts and foreclosure proceedings.
Filing for bankruptcy protection will also be able to discharge your debt, either through liquidation or through a repayment plan, which will eliminate the root of the problem that caused the wage garnishment and collection activities in the first place.
Contact the Law Offices of Nathan Erlich, P.C., to Stop Wage Garnishment Today
If creditors are taking money out of your account or paycheck each month, contact us today at the law offices of Nathan Erlich, P.C., and speak with an attorney about your rights and best interests. Call toll free at 877-518-7581 and make an appointment for a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.