Queens, New York, Bankruptcy Lawyers

Chapter 7 & 13 Attorneys in New York: Professionalism and Knowledge

Since 1992, The Law Offices of Nathan Erlich, P.C., has helped hundreds of people who need to file for bankruptcy in order to get relief from debts they are unable to pay. At our law firm, our clients work personally with experienced Queens, New York, bankruptcy attorneys during every step of the process.

The process begins with a free initial consultation, during which we will explain the different options that may be available to you and answer questions you have about your specific circumstances. Our lawyers and staff handle both Chapter 7 and Chapter 13 bankruptcy filings, and we are one of the most affordable bankruptcy law firms in New York state. We can start your bankruptcy file for little or no money down and we have payment plans for the fees. To schedule a confidential and free meeting, call toll free 877-518-7581 or contact us online. We offer night and weekend appointments at our several locations around the Five Boroughs of New York.

Solving Debt Problems With Bankruptcy

With our years of experience helping people get out of financial crisis, our Queens, New York, bankruptcy attorneys have encountered almost every specific type of money problem that drives people to bankruptcy.

• Are you having mortgage problems? Do you need advice about foreclosure or help with a short sale? We can help.
• Is credit card debt driving you into bankruptcy? There may be other options. Learn about bankruptcy versus debt consolidation and loan workouts.
• Are your wages being garnished, are your bank accounts frozen or are you facing lawsuits from creditors? A bankruptcy filing can act like a "pause" button on some of these actions and can also stop phone calls from creditors.
• Do you have unpaid taxes? We'll advise you on how bankruptcy deals with tax debt.

As a bankruptcy filer, you have many important rights, but you also have responsibilities, including the requirement that you undergo credit counseling and take a financial management course. These required courses can teach you important skills that may be very helpful as you begin your life after bankruptcy and rebuild your credit.

Don't Assume You Don't Qualify for Bankruptcy Protection

Changes in bankruptcy laws in October 2005 left many with the assumption that they cannot qualify for bankruptcy. That is one of the myths we dispel at our firm. Based on the clients that come to our office, 95 percent of them will still qualify for Chapter 7 bankruptcy. Even if they don't pass the means test related to their income to qualify for Chapter 7, they will likely still qualify for a Chapter 13 bankruptcy.

While we are efficient in filing multiple bankruptcies, we recognize that each client's financial situation and bankruptcy needs are different. Our staff is casual and approachable and will communicate in a way you can understand.

Do not hesitate to contact us to find out about getting relief from your financial worries. Contact us online or call toll free 877-518-7581 to schedule a free consultation at one of our several offices in New York City and Nassau County, including our main office in Forest Hills, Queens.

We are a debt relief agency. We help people file for Chapter 7 or Chapter 13 bankruptcy relief under the Bankruptcy Code.